It is your responsibility as a Chapter 13 debtor to propose a workable or feasible plan. The Court will confirm a Chapter 13 plan if the plan meets the requirements of Chapter 13 generally; all fees and payments have been made; the plan is proposed in good faith; each secured creditor has either accepted the plan or the debtor has surrendered the collateral back to the secured creditor or is paid its secured claim under the plan; each general unsecured creditor will receive at least as much as the creditor would have received if you had filed a Chapter 7 Bankruptcy; the plan appears feasible and you will be able to make the required payments and comply with the plan terms.