You are required to attend your scheduled Section 341 Meeting of Creditors. The hearing is conducted by the Trustee or Staff Attorney for the Chapter 13 Trustee. The purpose of this hearing is to allow the Trustee and any creditors who attend to question you about your case. The Trustee will also identify any problems with your plan that need to be corrected before your plan can be confirmed. You will be allowed to ask questions about the process at this hearing.

Bring a photo identification and your social security card or other proof of your social security number to your hearing. Your identification and social security number must be confirmed on the record before your case may proceed. Your failure to bring these items to the hearing may seriously impair your rights to continue your case.

Make sure that you have provided your attorney with copies of your state and federal tax returns for the two prior years before your hearing so that your attorney may provide copies to the Trustee. You should also provide your attorney with your pay advices/pay stubs for the last 60 days. The law requires that the Trustee receive the pay stubs and tax returns at least 7 days prior to your Section 341 Meeting of Creditors. In addition, you must make sure that you have made at least one or more plan payments (depending on whether you are making your payments weekly, bi-weekly, semi-monthly or monthly) before your hearing is scheduled.

This web site is for informational purposes only. The Office of the Chapter 13 Trustee does not render legal advice. If you have a legal question concerning a Chapter 13 bankruptcy, please contact your attorney.